PALS PROGRAM
Factoring Broker Business Opportunities
International Association of Commercial Finance Brokers
Become a PALs Factoring Broker
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Become a PAL at IACFB: Enjoy...
- Recession-Resistant Industry – Businesses always need cash flow, especially during economic slowdowns. Factoring thrives when banks tighten credit and companies struggle with late-paying customers.
- Low Start-Up Costs – You don’t need a license, office, or large investment to get started. A home office, internet connection, and a good mentor program are all that’s required.
- Residual Monthly Commissions – Brokers earn ongoing income from every client funded through their referrals — often for the life of the account. Each new client adds another stream of recurring revenue.
- Relationship-Based Business – Success comes from networking and building trust with small-business owners, accountants, and bankers — not cold calling for quick sales.
- Work from Anywhere – This is a truly portable business. You can manage clients remotely, conduct meetings on Zoom, and work from a home office or while traveling.
- Growing Market Demand – With record small-business debt and tightening bank standards, more owners are turning to alternative finance sources like factoring to survive and grow.
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Anyone Can Become Involved and Earn Monthly Income with Your Own Home Business Through the IACFB Network and PALs.
One of the most appealing aspects of becoming a factoring broker is that it’s open to virtually anyone with motivation and basic communication skills. You don’t need a financial background or a degree in banking to succeed. Brokers act as consultants — matching small businesses in need of cash flow with the right funding sources — and modern training programs make it easy to learn the essentials quickly.
Beyond the simplicity of getting started, factoring brokers enjoy a wide range of income opportunities. Many soon expand their services into related areas such as SBA loans, equipment leasing, and merchant cash advances — multiplying their earning potential while building long-term client relationships. Over time, brokers become respected advisors in their communities, helping business owners stabilize operations, make payroll, and grow. It’s a career that offers flexibility, professional prestige, and a sense of purpose — all while creating lasting, residual income streams in a recession-resistant industry.