Your Factoring 101 Training Guide is the core of your training but also provides significant discounts to the entire IACFB Campus as an expansive supplement. With your guide in hand, simply turn to page 198.  That provides you with the code and URL to sign up for training and website discounts for the PAL Associate program. Purchase your guide for this program at the Academy or on Amazon books.

For 2026 Associates Program subscribers, an SA Series website is included with your Academy subscription if you are a PAL subscriber. You are required to pay only annual website hosting through DataMax.  Your first year’s domain and SSL certificate are included with the program.  Your domain will be charged $16.99 annually after the first year. 

You can view the current templates for the DataMax SA-Series Factoring Broker Websites here.

Opting for your new Associate website also provides you with a marketing  “listing” in the Directories of Anerican Factors and Lenders. This is a powerful tool online lead-generating tool provided for new PAL Associate agents. 

As an Associate, social media is likely where 90% of your periodic marketing will occur.  Commercial factoring is a B2B business  Over 75% of business-to-business (B2B) buyers use social media to make decisions, and over 50% specifically use LinkedIn as a source for making purchase decisions.  Stay active on LinkedIn and make certain you join the IACFB’s Factoring Broker Group

The most recent broker’s agreement for PAL Associate’s is available for immediate download (PDF) when you login to this site and select “Submit a Deal” from here or from the MAIN MENU on any page of this site. NOTE: You must be logged in as a PAL Associate first to access the SUBMISSIONS Page.

Yes, if you are signing up as a PAL Associate or upgrading from the Affiliates Program, your commission payout is automatically upgraded from 50% of the broker’s fees earned to 100% of the broker’s fees earned. (Industry Standard Rate)