PALS PROGRAM
Partners Active Locations Network
International Association of Commercial Finance Brokers
Explore Affiliate Program Options
Video
Becoming a PAL Affiliate
For those seeking to begin earning lucrative residual commission income with minimal out-of-pocket cost, the IACFB PAL Affiliate Factoring Referrer Program is created just for you.
The Referrer Program is a home-based business for “Content Creators” and typically on social media such as LinkedIn, Facebook, and Twitter (X). The necessary training for IACFB Referrers is provided completely through your free training guide download (PDF).
Only Five (3) Minimum Requirements
- Prospect Business Size: $25,000 in invoicing monthly
- B2B Customers ONLY. No consumer billing
- Have spoken with the prospect in the last 48 hours
Life of Account Commission Payments
Residual commissions are where this business truly comes alive. Instead of earning once and starting over, you build a stream of income that continues month after month as long as your client remains active. Every deal you refer has the potential to become a recurring asset, paying you consistently without having to resell or reinvest your time. It’s not just income—it’s momentum that compounds with every new relationship you create.
Life-of-account payments take this even further. Imagine being paid not just for the introduction, but for the entire lifespan of the client relationship—often years. One good account can generate ongoing revenue that continues long after the initial effort is made. This is how part-time efforts can evolve into serious income, and how professionals in this industry build lasting financial stability—one client, one relationship, and one residual stream at a time.
Sign Up...Set Up Your Account
One of the most lucrative home-based side businesses features residual monthly commissions paid for the life of the account. Sign Up Today!
To submit a prospect for financing, simply choose SUBMIT a DEAL from the main MENU on any page here at IACFB.net. Once you have been accepted as a PAL Affiliate, you will be provided with the current PASSWORD to access the SUBMISSIONS form.
The current PAL Affiliate’s Agrrement (Broker’s Agreement) is available for you to download when you submit a new lead.
Monthly Goals as a PAL Affiliates
While it is not a “cast-in-stone-requirement” we recommend you set a goal of at least one (1) lead submitted every month. Most PALs actually working the business will target much higher. Remember, some percentage of your leads become clients. And clients pay commissions.
We highly recommend that you join and participate in one or two local clubs or organizations in your community. In many cases, this does require some expense so it is at your option. There are dozens of articles on the IACFB Magazine to give you some ideas and suggestions.
Each lead that becomes a client will provide you a commission that is residual in nature. In other words, a single successful lead conversion will pay you month after month. This commonly provides you with income for many years. As a PAL Affiliate, you should set a minimum goal to generate a commissionable lead every three (3) months. Successful Affiliates generate at least 3 to 4 leads every month with at least one of those leads converting to a client.
Training, Marketing, & Support
All PAL Affiliates generate leads through networking. They are simply at the right place and at the right time to participate in a conversation about business finance. The more you know about factoring, the more valuable you become to others. No matter what clubs or organizations you join…be active!
IACFB Magazine (Commercial Finance Consultants.com) provides you with a complete wealth of marketing tips and strategies for your PAL Affiliates Business. Additionally, this is where we post monthly contests and productivity bonuses.
The Factoring 101: A Broker’s Guide will provide you with everything you need to become successful as a PAL Affiliate. It is now available at Amazon Books in paperback form. Click Here.