PALS PROGRAM
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Becoming a PAL Associate
For those seeking to begin earning lucrative residual commission income with minimal out-of-pocket cost, the IACFB PAL Associate Factoring Referrer Program is created just for you.
Costs: Get Started
Only Five (3) Minimum Requirements
- Prospect Business Size: $25,000 in invoicing monthly
- B2B Customers ONLY. No consumer billing
- Have spoken with the prospect in the last 48 hours
Life of Account Commission Payments
Residual commissions are where this business truly comes alive. Instead of earning once and starting over, you build a stream of income that continues month after month as long as your client remains active. Every deal you refer has the potential to become a recurring asset, paying you consistently without having to resell or reinvest your time. It’s not just income—it’s momentum that compounds with every new relationship you create.
Life-of-account payments take this even further. Imagine being paid not just for the introduction, but for the entire lifespan of the client relationship—often years. One good account can generate ongoing revenue that continues long after the initial effort is made. This is how part-time efforts can evolve into serious income, and how professionals in this industry build lasting financial stability—one client, one relationship, and one residual stream at a time.
Sign Up...Set Up Your PAL Associates Account
One of the most lucrative home-based side businesses features “Enhanced” residual monthly commissions paid for the life of the account. Sign Up Today!
As a PAL Associate, your SA-Series website is upgraded with a special Pipedrive CRM deal submission form which automatically submits a deal directly to IACFB for underwriting. As the PAL Associate, you also receive a copy of your deal submission details forwarded to your selected personal email.
You will be emailed the latest PALs Broker’s Agreement after signup.
Monthly Goals as a PAL Affiliates
While it is not a “cast-in-stone-requirement” we recommend you set a goal of at least one (1) lead submitted every month. Most PALs, whether Affiliate or Associate, actually working the business will target much higher. Remember, some percentage of your leads become clients. And clients pay commissions.
If you are operating as a PAL Associate on a full-time basis, we highly recommend that you join your local Chamber of Commerce. Here you will meet and benefit with dozens and dozens of relationships such as bank lending officers, accounting professionals as well as client prospects.
If you are operating as a PAL on a part-time basis and are, as an example, a full-time accounting professional, the Chamber of Commerce is an almost essential organization for you to join.
Each lead that becomes a client will provide you a commission that is residual in nature. In other words, a single successful lead conversion will pay you month after month. This commonly provides you with income for many years. As a PAL Associate, you should set a minimum goal to generate a commissionable lead every month. In fact, successful PAL Associates generate at least 4 or 5 quality leads every month, with at least one or two of those leads converting to a client.
Training, Marketing, & Support
All PAL Associates generate leads through networking, along with direct marketing campaigns, and you will find dozens of productive campaign samples at the Academy in both the course on Business Development as well as the course #6 at the Annex. Make sure you attend ALL of your local Chamber of Commerce events.
IACFB Magazine (Commercial Finance Consultants.com) provides you with a complete wealth of marketing tips and strategies for you PAL Associates Business. Additionally, this is where we post monthly contests and productivity bonuses.
The Factoring 101: A Broker’s Guide will provide you with everything you need to become successful as a PAL Affiliate. It is now available at Amazon Books in paperback form. Click Here.