Becoming a PAL Affiliate is an exceptional opportunity and literally is a poster child for “side gigs”. Being a PAL Affiliate has no costs and affiliate success is always achieved by simply being in the right place at the right time and being armed with the knowledge from your recent purchase of your factoring guide. The residual income you earn is directly proportional to the time you spend networking. Clubs, associations, churches, and frequently online using social media are where you work. You do not have a physical or virtual office, so you have absolutely no expense. Your asset as Pal Affiliate is your knowledge, and the IACFB Broker’s guide provides all you will need as an industry referrer/affiliate.